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Ashmore, M. Catherine; Pritz, Sandra G. – 1983
This lesson on managing customer credit and collections, the 17th in a series of 18 units, is part of the first level of a comprehensive entrepreneurship curriculum entitled: A Program for Acquiring Competence in Entrepreneurship (PACE). (Designed for use with secondary students, the first level of PACE introduces students to the concepts involved…
Descriptors: Behavioral Objectives, Business Administration, Business Education, Business Skills
Peer reviewed
Zuzack, Christine A. – Student Aid Transcript, 1997
Enhanced magnetic strip cards and "smart cards" offer varied service options to college students. Enhanced magnetic strip cards serve as cash cards and provide access to services. Smart cards, which resemble credit cards but contain a microchip, can be used as phone cards, bus passes, library cards, admission tickets, point-of-sale debit…
Descriptors: Ancillary School Services, College Administration, Computer Uses in Education, Credit Cards
Weise, Michelle R.; Christensen, Clayton M. – Clayton Christensen Institute for Disruptive Innovation, 2014
The economic urgency around higher education is undeniable: the price of tuition has soared; student loan debt now exceeds $1 trillion and is greater than credit card debt; the dollars available from government sources for colleges are expected to shrink in the years to come; and the costs for traditional institutions to stay competitive continue…
Descriptors: Educational Technology, Higher Education, Educational Finance, College Students
Carey, Kevin; Dillon, Erin – Education Sector, 2011
The American higher education system is plagued by two chronic problems: dropouts and debt. Barely half of the students who start college get a degree within six years, and graduation rates at less-selective colleges often hover at 25 percent or less. At the same time, student loan debt is at an all-time high, recently passing credit card debt in…
Descriptors: Credentials, Graduation Rate, Dropouts, Debt (Financial)
West, Anne; Emmerson, Carl; Frayne, Christine; Hind, Audrey – Higher Education Quarterly, 2009
Notwithstanding the expansion of higher education across the OECD, there continues to be concern about the levels of participation amongst those from disadvantaged backgrounds. In response to this, a new form of financial support for students from low-income families, the "opportunity bursary", was introduced for a limited period in…
Descriptors: Undergraduate Students, Part Time Employment, Disadvantaged, Debt (Financial)
Peer reviewed
Hayhoe, Celia Ray – Journal of Family and Consumer Sciences: From Research to Practice, 2002
A study of 120 college students' use of credit in 1997 and 1999 showed that, during that time, 60 students graduated; 41 had more credit cards in 1999 than 1997; 62 had fewer; and 32 were repaying student loans. Affective credit attitude scores for those with four or more credit cards and for students who had graduated were lower in 1999 than in…
Descriptors: College Students, Credit (Finance), Credit Cards, Money Management
Peer reviewed
Marks, Jeff – Mathematics Teaching in the Middle School, 2000
Describes an activity in which students design credit cards and discover for themselves the mathematical realities of buying on credit. Employs multiple-intelligence theory to increase the chance that all students will be reached. (YDS)
Descriptors: Consumer Education, Credit (Finance), Learning Theories, Mathematics Activities
Peer reviewed
Mahaney, Judi – Student Aid Transcript, 1997
Outlines 10 issues concerning credit that students should understand: credit reports; credit reporting; obligations when signing/cosigning a loan; creating positive credit history; privacy and the credit report; how lenders make and monitor credit decisions; mailing lists and preapproved credit offers; protecting against credit card fraud; use of…
Descriptors: Banking, College Bound Students, College Students, Credit (Finance)
Nation's Schools and Colleges, 1974
Brief notes discuss current developments such as a bank loan program for parents with university-age children; a high school student-run credit union; and charging education fees with credit cards. (JF)
Descriptors: Banking, Credit (Finance), Credit Cards, Money Management
Kaufman, Ari B. – College and University, 2012
As an associate registrar at Berklee College of Music, the author is responsible for ensuring the College's compliance with the Family Educational Rights and Privacy Act of 1974 (FERPA). In 2009 he was asked to be part of a team charged with assessing Berklee's conformity with a soon-to-be-enacted state regulation. The Massachusetts Department of…
Descriptors: State Legislation, State Regulation, Privacy, Identification
Board of Governors of the Federal Reserve System, Washington, DC. – 1978
The five sections of this consumer handbook are The Cost of Credit, Applying for Credit, Credit Histories and Records, Correcting Credit Mistakes, and Complaining about Credit. Each section discusses relevant legislation: Truth in Lending, the Equal Credit Opportunity Act, and the Fair Credit Reporting Act. Topics discussed in section I include…
Descriptors: Consumer Economics, Consumer Education, Consumer Protection, Credit Cards
Peer reviewed
Rybka, Kathryn M. – National Association of Student Affairs Professionals Journal, 2001
Provides an overview of the concerns related to credit card usage by college students. Offers information student affairs professionals can use to help college students make responsible choices. (Contains 26 references.) (GCP)
Descriptors: College Students, Credit Cards, Debt (Financial), Higher Education
Nicklin, Julie L. – Chronicle of Higher Education, 1993
Increasingly, colleges are offering affinity credit cards with attractive incentives as a marketing tool. Some in academe feel the trend may compromise educational objectives. Institutions may also face taxation on unrelated-business income generated through the cards. (MSE)
Descriptors: Alumni Associations, College Role, College Students, Competition
Enos, Eileen D. – School Business Affairs, 1999
As educators battle restricted budgets, inflation, and enrollment changes, strategic sourcing management is replacing traditional transaction-based procurement. Procurement-card programs, allowing organizations to use credit cards for small purchases or low-value items, save time and enhance controls over merchants, credit limits, issuance limits,…
Descriptors: Budgets, Change Strategies, Credit Cards, Efficiency
Cackley, Alicia Puente – US Government Accountability Office, 2010
According to Census data, more than 12 million adults in the United States report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the United States, including financial literacy--the ability to make informed…
Descriptors: Limited English Speaking, Credit (Finance), Money Management, Knowledge Level