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Tenenbaum, Seth – New England Journal of Higher Education, 2020
College and university leaders are fighting the battle of their lives to maximize their institutions' financial wellbeing. With COVID-19 further weakening institutions' financial positions, are there any hidden sources of savings still to be had? The answer, often, is yes--even for the many institutions who have already made substantial cuts. It…
Descriptors: Educational Finance, Budgeting, Retrenchment, Costs
Sallie Mae Bank, 2018
Introduced this year, "How America Pays for Graduate School" is a national study by Sallie Mae, conducted by Ipsos. This new study is designed to complement Sallie Mae's "How America Pays for College" report, which, for the last 10 years, has provided insights into how American families plan and pay for college, with a focus on…
Descriptors: Graduate Study, Paying for College, Graduate Students, Educational Finance
Fletcher, Carla; Webster, Jeff; Cornett, Allyson; Niznik, Aaron; Gardner, Tanya; Knaff, Cassandra – Trellis Company, 2022
The Student Financial Wellness Survey (SFWS) provides a snapshot of student financial wellbeing during the fall of 2021. Over 700,000 students were surveyed from 104 schools in 25 states and 63,751 students responded. During this period Federal stimulus funding helped stabilize finances for many students, but many still struggled to make ends…
Descriptors: Well Being, Paying for College, Credit (Finance), Educational Finance
Hogan, Anna – Australian Educational Researcher, 2022
In Australia, a range of financial services, including education bonds, high interest personal loans and credit card debt, have long been used to help families pay for the cost of schooling. However, innovative financial technology (fintech) solutions are emerging which align with the growth of a lower risk 'buy now, pay later' phenomenon.…
Descriptors: Educational Finance, Foreign Countries, Fees, Money Management
Brymner, Jake – Campaign for College Opportunity, 2020
The COVID-19 health crisis has laid bare the structural inequity in the financial aid system. The pandemic has hit the lowest-income students hardest, with many struggling to afford the basic technology for online learning on top of new or exacerbated food and housing insecurity. Federal and state dollars predicated on Pell Grant eligibility, time…
Descriptors: Educational Finance, Student Financial Aid, Community Colleges, Two Year College Students
McCluskey, Neal – Cato Institute, 2017
In 2010, total student loan debt surpassed total credit card debt held by Americans. About two years later, total student debt broke the psychologically huge $1 trillion mark. These milestones brought to a boil long-simmering frustration with college price growth that has outstripped normal inflation, household income changes, and even…
Descriptors: Educational Finance, State Aid, Financial Support, Tuition
Pinto, Mary Beth; Mansfield, Phylis M. – Journal of Student Financial Aid, 2006
College students today face heavy student loan debt that is intensified by the amount of credit card debt they carry. This study provides a profile of financially at-risk students based on their credit card usage behavior. When compared to the non-financially at-risk students, those in the financially at-risk group were found to have higher…
Descriptors: College Students, Student Loan Programs, Student Financial Aid, Debt (Financial)
Manning, Robert D.; Kirshak, Ray – Journal of Student Financial Aid, 2005
Professors John M. Barron and Michael E. Staten's article in Vol. 34, No. 3 of this journal, "Usage of Credit Cards Received through College Student-Marketing Programs," purports to "provide benchmark measures of college student credit card usage." Based on empirical analyses of proprietary industry data, they conclude that "There is no…
Descriptors: Young Adults, College Students, Undergraduate Study, Credit (Finance)
Mattson, Lucretia; Sahlhoff, Kathleen; Blackstone, Judith; Peden, Blaine; Nahm, Abraham Y. – Journal of Student Financial Aid, 2004
This research used a Web-based survey of students at a Midwest regional university to measure the extent of credit card use by first-year students and seniors. The results indicate that the variables influencing credit card use and the carrying of a balance from one month to the next include the number of cards held by the student, the student's…
Descriptors: Income, Credit (Finance), Internet, Surveys
Dessoff, Alan – District Administration, 2009
It's no surprise that school districts are as vulnerable to fraud as the private sector or any other segment of government. Crimes in districts include collusion with outside vendors who provide kickbacks to employees, misuse of district-issued credit cards, embezzlement of district funds, and theft of district property. "Fraud happens…
Descriptors: School Districts, Deception, Antisocial Behavior, Crime
Barron, John M.; Staten, Michael E. – Journal of Student Financial Aid, 2004
This article provides benchmark measures of college student credit card usage by utilizing a pooled sample of over 300,000 recently opened credit card accounts. The analysis compares behavior over 12 months of account history for three groups of accounts: those opened by young adults through college student marketing programs; those opened through…
Descriptors: Young Adults, College Students, Undergraduate Study, Student Behavior
Weise, Michelle R.; Christensen, Clayton M. – Clayton Christensen Institute for Disruptive Innovation, 2014
The economic urgency around higher education is undeniable: the price of tuition has soared; student loan debt now exceeds $1 trillion and is greater than credit card debt; the dollars available from government sources for colleges are expected to shrink in the years to come; and the costs for traditional institutions to stay competitive continue…
Descriptors: Educational Technology, Higher Education, Educational Finance, College Students
Klinger, Donna J. – Business Officer, 1986
Colleges are offering innovative financing plans, some risky, that allow families to pay college costs in a rational manner and in turn keep enrollment up. They include tuition futures plans, electronic funds transfer, gift certificates, credit card payments, megaloans, tuition stabilization plans, institutional loans, tuition matching, and…
Descriptors: College Administration, Educational Finance, Family Financial Resources, Financial Support
Halliday, Stephen – American School & University, 2009
The economic debacle of September 2008 left in its wake major economic losses at both corporate and personal finance levels. Equally disturbing, a looming economic uncertainty ensures this: fund-raisers will need to work even harder and smarter to capture dollars. Although higher-education institutions have a track record of weathering these…
Descriptors: Fund Raising, Marketing, Telecommunications, Partnerships in Education
Kucharski, Walter J. – 2001
This report, from the Auditor of Public Accounts of the Commonwealth of Virginia, discusses an audit of the Virginia Community College System (VCCS) balance sheet as of June 30, 2000. The auditors considered internal controls over financial reporting and tested compliance with certain provisions of laws, regulations, contracts, and grants in…
Descriptors: Access to Computers, Accountability, Audits (Verification), Community Colleges
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