Descriptor
Credit Cards | 74 |
Credit (Finance) | 45 |
Higher Education | 36 |
Money Management | 35 |
College Students | 22 |
Consumer Education | 21 |
Debt (Financial) | 12 |
Banking | 11 |
Consumer Protection | 11 |
Loan Repayment | 10 |
Consumer Economics | 9 |
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Fox, Linda Kirk – 1991
This cooperative extension bulletin provides basic information about credit cards and their use. It covers the following topics: types of credit cards (revolving credit, travel and entertainment, and debit); factors to consider when evaluating a credit card (interest rates, grace period, and annual membership fee); other credit card costs (late…
Descriptors: Consumer Education, Consumer Protection, Credit Cards, Credit (Finance)
D'Agostino, Davi M. – 2001
In response to a request from the House of Representatives, employees of the General Accounting Office conducted structured interviews with about 100 officials at 12 universities and colleges around the United States about several issues related to college students and credit cards. They also reviewed three studies of credit card use by college…
Descriptors: Administrators, College Students, Credit Cards, Credit (Finance)
Education Resources Inst., Boston, MA. – 1998
This report presents findings of a national survey on the use of credit cards by college students. A computer-assisted telephone survey of a stratified random sample resulted in a total of 750 completed surveys. Following a chart summarizing selected earlier studies, the report presents the major findings of this survey: (1) credit card use is a…
Descriptors: College Students, Credit Cards, Credit (Finance), Higher Education
At Home with Consumers, 1987
The four articles in this journal issue examine the pros and cons of the proposition that credit card rates are too high. In "How Congress and Consumers Will Crack the Credit Card Market," Congressman Charles E. Schumer argues that banks can get away with their excessive rates because of consumer misinformation and the unfair competitive edge held…
Descriptors: Adult Education, Consumer Education, Credit Cards, Credit (Finance)
Peer reviewed
Detweiler, Gerri – Advancing the Consumer Interest, 1993
The role of credit cards in personal finance has increased dramatically over the past two decades. Complex interest computation methods and additional fees often boost the price of credit card loans and help make credit cards the most profitable type of consumer loan for many lenders. (Author/JOW)
Descriptors: Consumer Protection, Credit (Finance), Credit Cards, Interest (Finance)
Holub, Tamara – 2002
Since the late 1990s, lawmakers, college officials, consumer advocacy groups, and higher education practitioners have become increasingly concerned about the rising use of credit cards among college students. Some recent studies have provided information about credit card use among college students. These studies include: (1) a study conducted by…
Descriptors: College Students, Credit Cards, Credit (Finance), Debt (Financial)
Bradshaw, Martha E.; Evers-Lush, Mary Jean – 1993
Although cash purchases seem to be waning in popularity, few researchers have investigated credit card literacy. This study examines college students' use and knowledge of credit cards. Researchers designed a questionnaire with 24 items and asked business professors in the southern region of the United States to administer the instrument to…
Descriptors: Budgeting, College Students, Credit Cards, Credit (Finance)
Peer reviewed
Crowder, William W. – Clearing House, 1982
Outlines a unit of instruction on credit card usage that would allow young students to research what credit, reputation, and trust are; examine contract and monthly statement terminology; investigate the advantages and disadvantages of credit cards; and begin to think critically about the use of credit cards. (FL)
Descriptors: Consumer Economics, Consumer Education, Credit (Finance), Credit Cards
Peer reviewed
Munro, Jennifer; Hirt, Joan B. – Journal of College Student Development, 1998
Survey of college students who managed credit cards wisely and those who did not (N=310), revealed that responsible users were more likely to have acquired credit cards before matriculating in college. Discusses implications for future personal-debt management and for institutions of higher education with regard to credit-card vendors. (EMK)
Descriptors: College Students, Credit (Finance), Credit Cards, Higher Education
Peer reviewed
d'Astous, Alain; Miquelon, Diane – Journal of Consumer Affairs, 1991
A sample of 204 Canadians were presented information in 3 formats--matrix table, summary, and combination--with which to choose an appropriate credit card. Summary ratings of credit cards combined with a table of fees, interest rates, and grace periods reduced information processing efforts and led to better consumer decisions. (SK)
Descriptors: Cognitive Processes, Consumer Education, Credit Cards, Decision Making
Brockway, Jerry – 1972
The manual, intended for use by adults and not in the high school classroom situation, presents material directed toward assisting in the reduction of credit card crime. This teaching guide is organized in three sections which deal with the nature of and major reasons for credit card fraud, the types of hot card runners, and methods of reducing…
Descriptors: Adult Education, Course Content, Credit Cards, Credit (Finance)
American Financial Services Association, Washington, DC. Consumer Credit Education Foundation. – 1991
Designed for first-time borrowers, this pamphlet describes the basics of credit as a part of personal financial planning. Following a self-quiz (with answers) that tests the reader's knowledge of credit, the pamphlet provides guidelines for responsible credit use and outlines steps to take if debt problems occur. Topics covered include the…
Descriptors: Adult Education, Consumer Education, Consumer Protection, Credit Cards
Federal Deposit Insurance Corp., Washington, DC. – 2002
This module on managing a credit card is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to describe the costs and benefits of…
Descriptors: Adult Education, Banking, Basic Business Education, Behavioral Objectives
Fickes, Michael – College Planning & Management, 1999
Examines the development of an innovative student identification card system that includes off-campus banking and credit card functions. Finding solutions to bank objections, credit card company rule problems, and software difficulties are discussed. (GR)
Descriptors: Banking, Computer Software, Credit Cards, Higher Education
Peer reviewed
Stanford, William E. – Student Aid Transcript, 1999
Discusses the danger of college students accumulating a level of credit card debt that can seriously undermine their future lives. Offers 10 suggestions for colleges including controlling solicitations, offering workshops to freshmen, adding credit information to the campus Web site, communicating with the senior class, and discouraging or…
Descriptors: College Role, College Students, Consumer Education, Credit (Finance)