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Chernoff, Egan J. – Canadian Journal of Science, Mathematics and Technology Education, 2022
While recovering from a major personal tipping point (see Part I), I was still able to keep on the lookout for Canadian mathematics education matters. After all, if Canadian mathematics education matters, Canadian mathematics education matters. In doing so, I ran into a number of other financial problems. Everywhere I turned was a financial…
Descriptors: Foreign Countries, Mathematics Education, Money Management, Financial Problems
Anderson, Carla; Card, Karen – College Student Journal, 2015
The purpose of this quasi-experimental nonequivalent control group study was to determine the influence that a financial education intervention administered in First Year Experience courses had on students' perceptions of their financial behavior such as compulsive spending and credit card use. This study utilized the five-point Likert-type…
Descriptors: Quasiexperimental Design, Control Groups, Money Management, Credit (Finance)
Peach, Nathan D.; Yuan, Haowen – e-Journal of Business Education and Scholarship of Teaching, 2017
In this study the relationship between undergraduates' financial knowledge, behaviours, and attitudes are explored. These three dimensions of financial capability are considered in order to identify ways in which they influence one another. Data are collected via a survey administered at a small, private university in the United States. Financial…
Descriptors: Undergraduate Students, Student Behavior, Student Attitudes, Money Management
Bowles, Charity – ProQuest LLC, 2017
Purpose: This purpose of this correlational study using Joo's (2008) financial wellness framework was to determine the impact of an online financial literacy workshop on student subjective knowledge, dependent on indicators of stress, behavior, and objective knowledge, when controlling for demographic differences at a large public university.…
Descriptors: Correlation, Workshops, Statistical Analysis, Undergraduate Students
Ramos-Hernández, Jésica Josefina; García-Santillán, Arturo; Molchanova, Violetta – European Journal of Contemporary Education, 2020
This main objective of this study is the measurement of financial literacy in college students from Mexico and Colombia, using an instrument that was designed based on the available literature review and which was applied to a sample of 224 students. It was possible to find slight differences between the two countries, but the results as a whole…
Descriptors: Money Management, Knowledge Level, Consumer Education, College Students
Anderson, Carla – ProQuest LLC, 2013
College students who are unprepared for financial decision making may make risky decisions such as compulsive spending and debt accumulation. Financial stress impacts both academic achievement and retention. The current literature addresses the deficiency college students have when making financially responsible decisions, but little is mentioned…
Descriptors: Student Attitudes, Credit (Finance), Money Management, Consumer Education
Fox, Linda Kirk – 1991
This cooperative extension bulletin provides basic information about credit cards and their use. It covers the following topics: types of credit cards (revolving credit, travel and entertainment, and debit); factors to consider when evaluating a credit card (interest rates, grace period, and annual membership fee); other credit card costs (late…
Descriptors: Consumer Education, Consumer Protection, Credit Cards, Credit (Finance)
Kasman, Matt; Heuberger, Benjamin; Hammond, Ross A. – Brookings Institution, 2018
The lack of basic financial knowledge and skills among youth today is of national concern. American high school students routinely fail tests that evaluate their financial knowledge and are ill-prepared to face important decisions about borrowing, saving, investing, and planning for their financial futures. The consequences of these low levels of…
Descriptors: Youth Programs, Money Management, State Standards, Academic Standards
Hathaway, Ian; Khatiwada, Sameer – Federal Reserve Bank of Cleveland, 2008
In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial activity (e.g. home-ownership or credit card…
Descriptors: Program Evaluation, Money Management, Consumer Education, Consumer Economics
Pinto, Mary Beth; Mansfield, Phylis M. – Journal of Student Financial Aid, 2006
College students today face heavy student loan debt that is intensified by the amount of credit card debt they carry. This study provides a profile of financially at-risk students based on their credit card usage behavior. When compared to the non-financially at-risk students, those in the financially at-risk group were found to have higher…
Descriptors: College Students, Student Loan Programs, Student Financial Aid, Debt (Financial)
At Home with Consumers, 1987
The four articles in this journal issue examine the pros and cons of the proposition that credit card rates are too high. In "How Congress and Consumers Will Crack the Credit Card Market," Congressman Charles E. Schumer argues that banks can get away with their excessive rates because of consumer misinformation and the unfair competitive edge held…
Descriptors: Adult Education, Consumer Education, Credit Cards, Credit (Finance)
Peer reviewed
Crowder, William W. – Clearing House, 1982
Outlines a unit of instruction on credit card usage that would allow young students to research what credit, reputation, and trust are; examine contract and monthly statement terminology; investigate the advantages and disadvantages of credit cards; and begin to think critically about the use of credit cards. (FL)
Descriptors: Consumer Economics, Consumer Education, Credit (Finance), Credit Cards
Peer reviewed
d'Astous, Alain; Miquelon, Diane – Journal of Consumer Affairs, 1991
A sample of 204 Canadians were presented information in 3 formats--matrix table, summary, and combination--with which to choose an appropriate credit card. Summary ratings of credit cards combined with a table of fees, interest rates, and grace periods reduced information processing efforts and led to better consumer decisions. (SK)
Descriptors: Cognitive Processes, Consumer Education, Credit Cards, Decision Making
American Financial Services Association, Washington, DC. Consumer Credit Education Foundation. – 1991
Designed for first-time borrowers, this pamphlet describes the basics of credit as a part of personal financial planning. Following a self-quiz (with answers) that tests the reader's knowledge of credit, the pamphlet provides guidelines for responsible credit use and outlines steps to take if debt problems occur. Topics covered include the…
Descriptors: Adult Education, Consumer Education, Consumer Protection, Credit Cards
Finkel, Ed – District Administration, 2010
School districts across the country have been taking a harder look at what they are teaching students about financial literacy in the wake of the financial crisis of the past few years, caused in part by excessive credit card and mortgage debt. While economics courses have been common for many years, particularly at the high school level,…
Descriptors: Money Management, Knowledge Level, Consumer Education, Educational Demand