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Journal of Family and… | 3 |
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Peer reviewed
Hayhoe, Celia Ray – Journal of Family and Consumer Sciences: From Research to Practice, 2002
A study of 120 college students' use of credit in 1997 and 1999 showed that, during that time, 60 students graduated; 41 had more credit cards in 1999 than 1997; 62 had fewer; and 32 were repaying student loans. Affective credit attitude scores for those with four or more credit cards and for students who had graduated were lower in 1999 than in…
Descriptors: College Students, Credit (Finance), Credit Cards, Money Management
Peer reviewed
O'Neill, Barbara; Bristow, Barbara; Brennan, Patricia – Journal of Family and Consumer Sciences: From Research to Practice, 1999
A study of 248 adults who attended financial workshops to learn to increase savings and decrease credit card debt indicated that many were at the contemplation and preparation stages of behavioral change. Using a stage model helps determine ways to recruit adult learners and focus financial workshops. (SK)
Descriptors: Adult Education, Behavior Change, Consumer Education, Credit Cards
Peer reviewed
Taylor, Donna S.; Overbey, Gail – Journal of Family and Consumer Sciences: From Research to Practice, 1999
Comparison of 68 college students (most aged 18-22) with 83 adults 23 and over revealed significant differences in the expected income of students and actual income of nonstudents and in the amount of credit card debt. Those who perceived themselves as savers and their significant others as spenders reported significantly higher levels of…
Descriptors: College Students, Consumer Education, Credit Cards, Debt (Financial)