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Portis, Tyler – Strategic Enrollment Management Quarterly, 2020
The student loan crisis has become a buzz topic that presidential candidates frequently discuss in debates and town halls. Today, accumulated student loan debt equals $1.6 trillion, exceeding total accumulated car loans and credit card debt. What makes this a crisis is the fact that approximately 22 percent of student loan borrowers default on…
Descriptors: African American Students, Student Loan Programs, Debt (Financial), Loan Default
Cochrane, Debbie – Postsecondary Value Commission, 2021
With grant and scholarship aid as well as family resources unable to keep pace with college costs, loans have become a fact of life for millions of college students each year. In deciding how and how much to borrow, these students are making highly consequential decisions that will impact their future in unknown ways. Policy should aim to reduce…
Descriptors: Debt (Financial), Postsecondary Education, Value Judgment, Parents
Brymner, Jake – Campaign for College Opportunity, 2020
The COVID-19 health crisis has laid bare the structural inequity in the financial aid system. The pandemic has hit the lowest-income students hardest, with many struggling to afford the basic technology for online learning on top of new or exacerbated food and housing insecurity. Federal and state dollars predicated on Pell Grant eligibility, time…
Descriptors: Educational Finance, Student Financial Aid, Community Colleges, Two Year College Students
Peters, Eleanor Eckerson; Roberson, Amanda Janice; Voight, Mamie – Institute for Higher Education Policy, 2019
This report shares the perspectives and aspirations of 17 low-income and working-class students based on interviews the Institute for Higher Education Policy (IHEP) conducted over two semesters of their college journeys. The report identifies opportunities for policymakers and institutional leaders to support all students through completion,…
Descriptors: College Students, Paying for College, Tuition, Student Loan Programs