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Pinto, Mary Beth; Mansfield, Phylis M. – Journal of Student Financial Aid, 2006
College students today face heavy student loan debt that is intensified by the amount of credit card debt they carry. This study provides a profile of financially at-risk students based on their credit card usage behavior. When compared to the non-financially at-risk students, those in the financially at-risk group were found to have higher…
Descriptors: College Students, Student Loan Programs, Student Financial Aid, Debt (Financial)
Peer reviewed
Pinto, Mary Beth; Parente, Diane H.; Palmer, Todd Starr – Journal of College Student Development, 2001
Examines the relationship between credit card usage, employment, and academic performance among a group of college students with credit cards. Results reveal that the students differed significantly in the level of anxiety felt from carrying debt, perceived need to work, and perceived impact of employment on academic performance. (Contains 57…
Descriptors: Academic Achievement, Anxiety, College Students, Credit (Finance)
Peer reviewed
Pinto, Mary Beth; Parente, Diane H.; Palmer, Todd S. – Journal of College Student Development, 2001
Reports on a study that investigated the effect of a university's solicitation policy on students' acquisition and usage of credit cards. Attempts by universities to limit access to and use of credit cards appear to be ineffective. Suggests alternative policies be constructed around teaching students sound money management skills. (Author/JDM)
Descriptors: Administrative Policy, College Students, Credit Cards, Higher Education