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Mauldin, Teresa; Bowen, Cathy Faulcon; Cheang, Michael – Journal of Extension, 2013
The study reported here examined the differences in barriers to savings among low- to moderate-income households who do not save regularly. Characteristics associated with individuals who perceived they could and could not save included age, presence of child under 18 years of age, and gender. Having no money left over, being late on bills and/or…
Descriptors: Money Management, Low Income Groups, Family Income, Barriers
Bowen, Cathy Faulcon; Jones, Heather M. – Journal of Family and Consumer Sciences, 2006
Tomorrow's financial decision-makers need information and opportunities to build their personal financial management skills. Equipping individuals with the knowledge and skills necessary to make rational financial decisions creates the opportunity to shape a more informed, confident citizenry. The Commonwealth Credit Project (CCP) was designed to…
Descriptors: Money Management, Credit (Finance), College Students, Young Adults