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Barron, John M.; Staten, Michael E. – Journal of Student Financial Aid, 2004
This article provides benchmark measures of college student credit card usage by utilizing a pooled sample of over 300,000 recently opened credit card accounts. The analysis compares behavior over 12 months of account history for three groups of accounts: those opened by young adults through college student marketing programs; those opened through…
Descriptors: Young Adults, College Students, Undergraduate Study, Student Behavior
Staten, Michael E.; Barron, John M. – Journal of Student Financial Aid, 2005
According to the authors, the comments offered by Robert Manning and Ray Kirshak in this issue of the "Journal of Student Financial Aid" (pp. 39-48) are designed to leave the reader with the impression that their paper "Usage of Credit Cards Received through College Student-Marketing Programs" ("Journal of Student Financial Aid," 2004) was nothing…
Descriptors: Higher Education, College Students, Undergraduate Study, Credit (Finance)