The author's classroom is bare, and the school supplies she received are long gone. After realizing how much money she was spending on her classroom each year, she decided to find other resources besides her credit card to stock up her classroom. In this article, the author shares some strategies that provided more return with a lower investment.

Reduce your school's dropout rate, help improve teaching and learning, and develop stronger relationships with parents and the community. This book showcases the collected efforts of dedicated educators from across the country, selected and presented by one of today's leading experts in dropout prevention, Franklin Schargel. Easily indexed…

The four articles in this journal issue examine the pros and cons of the proposition that credit card rates are too high. In "How Congress and Consumers Will Crack the Credit Card Market," Congressman Charles E. Schumer argues that banks can get away with their excessive rates because of consumer misinformation and the unfair competitive edge held…

Describes the Cognitive Credit Card, an individualized approach to helping students with learning disabilities select and apply appropriate learning strategies. The CCC is a credit card-sized laminated set of cognitive or metacognitive cues for a specific topic. Feedback from students, teachers, and parents has been highly positive. (DB)

This module on managing a credit card is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to describe the costs and benefits of…

Young people often have their first brush with credit when they leave home to start work or enter college. It is important to teach students about credit early, before they turn 18 and become eligible to sign up for credit cards in their own name. Credit poses risks for the unwary, and many young people get burned. They may pay high annual…

This instructional guide adds two new sections to the original guide published in May 1982. The guide was designed to assist educators in teaching the topics of consumer credit and consumer credit protection to secondary and postsecondary students in various economics and business courses, as well as in adult and community education courses. The…

One of a series of units on business issues designed for secondary school students, this packet examines the responsibilities of the lender and consumer in the credit business. Teacher and student materials are provided in separate sections. The teacher's guide presents five detailed lesson plans, each focusing on a credit case study; discussion…

This manual contains 75 strategies or classroom activities for teaching basic business education. All activities can be adapted for special needs students. The activities were prepared by 19 business education teachers during a 3-weekend continuing education course for business education teachers at the University of Wyoming. Examples of…

Identity theft is the fastest growing white-collar crime in America, increasing 40% annually. Identity theft occurs when personal-identifying information, such as a social security number, date of birth, or address, is used to commit fraud. From January 1, 2005, to December 31, 2005, 255,565 people in the United States were victims of identity…

This annotated bibliography of health promotion materials describes pamphlets, films, and posters for the general public and contains program guidelines, directories, and technical papers of interest to health professionals. To compile this volume, each Public Health Service agency selected, from among its publications, those which offer…

Intended for teachers of secondary school students, five lessons on consumer credit are presented. In the first lesson students identify and evaluate sources of credit, compare some of the costs and benefits of credit, and learn to apply criteria used in evaluating applications for credit. In the second lesson, students learn about two basic types…

This manual consists of reproducible forms that were collected or developed to represent the vast assortment of forms that may be encountered in the transaction of one's personal finances and related affairs. The items represent typical forms encountered by a resident of Pennsylvania, based on a review of forms collected throughout the…

This lesson plan is intended to teach students about the new Internal Revenue Service (IRS) law which provides "credit" or "refund" to low income families. The lesson can fit into any of five specific basal texts. Students should work in cooperative groups, with each group member having a specific responsibility (e.g., leader,…

Created by teachers for teachers, the Math Academy tools and activities included in this booklet were designed to create hands-on activities and a fun learning environment for the teaching of mathematics to the students. This booklet contains the "Math Academy--Dining Out! Explorations in Fractions, Decimals, and Percents," which teachers can use…