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Andrews, Benjamin D. – Journal of Student Financial Aid, 2021
While the majority of college students use credit cards for educational expenses like textbooks, recent data reports that college students also use credit cards to directly fund their schooling by charging for at least some part of their tuition (Sallie Mae, 2009). Because credit cards carry a higher interest rate than student loans, and because…
Descriptors: College Students, Paying for College, Credit (Finance), Tuition
Andrews, Benjamin D. – Research in Higher Education, 2021
Since the turn of the twenty-first century, going to college has become increasingly financially difficult in the United States. Tuition prices continued to rise, state funding for higher education declined, and the mean family income declined or stagnated for all but the top 20 percent of families (Goldrick-Rab 2016). In a period where college…
Descriptors: Paying for College, Student Costs, Credit (Finance), Longitudinal Studies