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Smith, Skee – American Education, 1978
The Student Loan Marketing Association (Sallie Mae) is a private profit-making corporation chartered by Congress in 1972 to create a secondary market for Guaranteed Student Loans (a program established by Title IV-B of the 1965 Higher Education Act). Sallie Mae's job is to help lending institutions thaw frozen cash and make more loans. (BM)
Descriptors: Credit (Finance), Federal Legislation, Federal Programs, Financial Problems
Hauptman, Arthur – 1985
Federal costs of the National Direct Student Loan (NDSL) program and the Guaranteed Student Loan (GSL) program are compared, and alternatives to the current system of student financial assistance are discussed. It is estimated that over the life of the loan, the long-term federal costs of GSL and NDSL per dollar loaned are approximately the same…
Descriptors: Capital, Change Strategies, College Role, College Students
New York State Higher Education Services Corp., Albany. – 1981
Responses to a questionnaire circulated in March 1981 are summarized. Data were gathered from all states regarding the federal Guaranteed Student Loan Program (GSL) and the state guarantee agencies on: guarantee agency organizational types; dates of GSL agreements with the Department of Education; states that guaranteed loans before GSL;…
Descriptors: Administrative Organization, Banking, Federal Aid, Federal Programs
Leifman, Steven – 1983
The extent to which guaranty agencies, lenders, and state secondary markets impose restrictions on Guaranteed Student Loan (GSL) borrowing that go beyond federal regulations was assessed through a survey of 53 guaranty agencies. Seventeen of the agencies imposed restrictions on GSLs that go beyond federal regulations, including not loaning to…
Descriptors: Banking, College Students, Credit (Finance), Eligibility
Shay, Robert P. – 1982
Four aspects of the Guaranteed Student Loan (GSL) Program are compared with credit policies on other loans made by consumer installment lenders. The four aspects are: (1) the planning, screening, monitoring, collecting, and write-off policies on GSLs versus uninsured loans; (2) the importance of the Student Loan Marketing Association in providing…
Descriptors: Banking, Credit (Finance), Federal Programs, Financial Services
Hauptman, Arthur M. – 1982
Student loan alternatives for states, educational institutions, and others who may be facing recent or anticipated reductions in federal aid are considered. Attention is focused on short-run possibilities that require relatively little or no modification of existing federal statutes. Considerations in developing loan alternatives include the…
Descriptors: Bond Issues, Educational Finance, Eligibility, Federal Aid
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1985
Hearings on reauthorization of the Higher Education Act, and specifically Guaranteed Student Loans (GSL), are presented, with a focus on issues of multiple disbursements, loan consolidation, subsidies, and copayments. Witnesses represent the lending institutions, secondary markets, and students. The GSL program is designed to promote the…
Descriptors: Credit (Finance), Federal Aid, Federal Legislation, Financial Policy
Touche Ross and Co., Washington, DC. – 1983
The flow of capital to and through the Guaranteed Student Loan (GSL) Program and the cost of that capital to the federal government and the individual borrower were studied. A review of the research on student loan capital was conducted, and automated cost models were developed to test assumptions and project future costs. Attention was directed…
Descriptors: Capital, Cost Estimates, Educational Finance, Expenditures