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Birch, David2
Young, Michael A.1
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Birch, David – Internet Research, 1997
Technologies of payment rather than technologies of connection are the real trigger for the expansion of electronic commerce on the Internet. This article discusses "smart cards," highlighting Mondex, the electronic purse developed in the United Kingdom. Predicts that cash will be replaced by "e-cash," which is cheaper to make,…
Descriptors: Banking, Business, Financial Services, Foreign Countries
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Birch, David; Young, Michael A. – Internet Research, 1997
More than 30 million households own PCs and more than 20% of these use PCs to manage their finances. This article examines the Internet and financial services, consumer needs, and differentiation in service products and predicts future trends in retail financial services (cheaper niche products, cross-border selling, selling knowledge, payments,…
Descriptors: Financial Services, Futures (of Society), Internet, Microcomputers