ERIC Number: EJ1244912
Record Type: Journal
Publication Date: 2020
Pages: 7
Abstractor: As Provided
ISBN: N/A
ISSN: ISSN-0744-8481
EISSN: N/A
Health Insurance Literacy and Health Service Utilization among College Students
James, Tyler G.; Sullivan, Meagan K.; Dumeny, Leanne; Lindsey, Katherine; Cheong, JeeWon; Nicolette, Guy
Journal of American College Health, v68 n2 p200-206 2020
Objective: Health literacy and health insurance literacy affect healthcare utilization. The purpose of this study was to determine the relation between health insurance knowledge, self-efficacy, and student healthcare utilization in the past year. Participants: A random sample of 1,450 respondents, over the age of 18, attending a public university in the southeastern United States completed a survey in March 2017. Methods: A model was constructed to test the effect of health insurance self-efficacy on the relation between knowledge and healthcare utilization in the past year. Results: Health insurance knowledge (M = 5.8, range 0-10) and self-efficacy (M = 2.48, range 1-4) were low. Self-efficacy was a significant moderator when explaining healthcare utilization in the past year. Conclusions: College students have low knowledge and self-efficacy regarding health insurance. These findings can be used for developing policies and self-efficacy-based health education programs that may increase student healthcare utilization.
Descriptors: College Students, Knowledge Level, Health Insurance, Access to Health Care, Correlation, Self Efficacy, Student Characteristics
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Publication Type: Journal Articles; Reports - Research
Education Level: Higher Education; Postsecondary Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers - Assessments and Surveys: Behavioral Risk Factor Surveillance System
Grant or Contract Numbers: N/A