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US Department of Education, 2010
Federal student aid is a financial help for eligible students to pay for educational expenses at an eligible postsecondary school (e.g., college, vocational school, graduate school). There are three categories of federal student aid: grants, workstudy, and loans. Federal student aid covers expenses such as tuition and fees, room and board, books…
Descriptors: Student Financial Aid, Federal Aid, Eligibility, Grants
Federal Student Aid, US Department of Education, 2010
This guide describes the four types of loans offered by the Direct Loan Program[SM]: (1) Direct Subsidized Loans; (2) Direct Unsubsidized Loans; (3) Direct PLUS Loans; and (4) Direct Consolidation Loans. Among the topics covered in the guide are: Use of Your Loan Money, The Master Promissory Note, How Your Loans Will Be Disbursed (Paid Out),…
Descriptors: Student Loan Programs, Federal Programs, Student Financial Aid, Loan Repayment
Federal Student Aid, US Department of Education, 2010
Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest, just like car loans and home mortgages. You cannot have these loans canceled because you didn't like the education you received, didn't get a job in your field of study or because you're having financial difficulty. Loans are legal obligations that…
Descriptors: Student Loan Programs, Federal Programs, Student Financial Aid, Loan Repayment
Office of Student Financial Assistance (ED), Washington, DC. – 2000
The U.S. Department of Education makes William D. Ford Federal Direct Loans directly to students through the schools they attend. This guide for borrowers addresses: (1) facts about repaying direct loans; (2) consequences of default; (3) managing direct loan records; (4) information review; (5) important things to find out from the school; (6)…
Descriptors: College Bound Students, Educational Finance, Eligibility, Federal Aid
Department of Education, Washington, DC. – 1998
This guide explains in a question-and-answer format the Federal Direct Consolidation Loan Program, which is part of the William D. Ford Federal Direct Loan Program and is designed to help students and parents manage and repay money borrowed for postsecondary education, usually with just one monthly payment. Advantages of a Direct Consolidation…
Descriptors: Eligibility, Higher Education, Loan Default, Loan Repayment
Department of Education, Washington, DC. – 1997
This guide for student first-time borrowers presents the basic facts about subsidized Federal Direct Stafford/Ford Loans and Federal Direct Unsubsidized Stafford/Ford Loans. Components of the guide include: (1) a section providing such information as amounts that can be borrowed, interest rates, loan fees, the various repayment plans, and loan…
Descriptors: Budgeting, Compliance (Legal), Counseling, Federal Aid
Department of Education, Washington, DC. – 1997
This guide is intended for students leaving school and therefore needing to plan for repayment of loans received through the William D. Ford Federal Direct Loan Program. The guide offers students guidelines for choosing a repayment plan, information about rights and responsibilities as a borrower under both subsidized and unsubsidized direct loan…
Descriptors: Higher Education, Loan Default, Loan Repayment, Money Management