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ERIC Number: EJ908673
Record Type: Journal
Publication Date: 2011
Pages: 11
Abstractor: As Provided
Reference Count: 26
ISSN: ISSN-1066-8926
Do Loans Really Expand Opportunities for Community College Students?
England-Siegerdt, Christy
Community College Journal of Research and Practice, v35 n1-2 p88-98 2011
In order to understand whether loans actually expand opportunities among community college students, it is important to understand who is borrowing and who is not. A binary logistic regression was used to determine which financially needy students are likely to borrow from federal loan programs. The current study found that the following types of students are less likely to borrow: first generation college students; females; students considered financially dependent upon their parents; and students who are Asian/Pacific Islander, Hispanic, or American Indian. Policy makers need to be mindful of this as they set funding levels for state and federal financial aid programs and not assume that students will use federal student loan programs to offset reductions in other types of financial aid. (Contains 2 tables.)
Routledge. Available from: Taylor & Francis, Ltd. 325 Chestnut Street Suite 800, Philadelphia, PA 19106. Tel: 800-354-1420; Fax: 215-625-2940; Web site:
Publication Type: Journal Articles; Reports - Evaluative
Education Level: Higher Education; Postsecondary Education; Two Year Colleges
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers - Location: Washington