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ERIC Number: EJ718295
Record Type: Journal
Publication Date: 2004-Mar
Pages: 8
Abstractor: Author
Reference Count: 31
ISSN: ISSN-0197-6664
The Working Poor: From the Economic Margins to Asset Building
Hogan, M. Janice; Solheim, Catherine; Wolfgram, Susan; Nkosi, Busisiwe; Rodrigues, Nicola
Family Relations, v53 n2 p229-236 Mar 2004
Data from 25 participants in the Family Assets for Independence in Minnesota (FAIM) project were used to identify factors that enabled these low-income wage-earning families to save money and build assets. FAIM, part of the Individual Development Account movement, is a pilot program for families with incomes [less than or equal to] 200% of poverty to build assets. An analytic induction method was used to identify constructs from three waves of interviews conducted during 2001-2002. Our focus is on four of the eight major constructs that emerged: financial vulnerability, personal attributes, social support, and resource management strategies. Our findings provide evidence that low-income families can save money toward a goal in the face of hardships and become asset builders.
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Publication Type: Journal Articles; Reports - Evaluative
Education Level: N/A
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers - Location: Minnesota