This article draws on an analysis of the narratives of Australian young Muslim women to explore their higher education experiences and aspirations. The article aims to explore the notion of agency employed by Muslim female university students in relation to the ways they discover their own capabilities along their deployment of available financial, cultural and social resources under cultural and structural constrains. The women's accounts suggest that pursuit of higher education is highly perceived as a key to girls' success and economic independence in the present precarious neoliberal environment yet concerns over Islamophobia and gender and racial discrimination which may curtail employment opportunities are present. The research findings also suggest that educational outcomes entail complex forms of negotiation, bargaining and resistance, stressing the ways in which class, gender, ethnicity and religion interrelate.