ERIC Number: EJ1178808
Record Type: Journal
Publication Date: 2018-May
Abstractor: As Provided
Federal Income-Driven Repayment Plans and Short-Term Student Loan Outcomes
Lacy, T. Austin; Conzelmann, Johnathan G.; Smith, Nichole D.
Educational Researcher, v47 n4 p255-258 May 2018
This brief uses administrative data provided on the Baccalaureate and Beyond and Beginning Postsecondary Students data sets to examine student loan repayment over time. Specifically, we provide descriptive details on what differentiates borrowers in income-driven repayment (IDR) plans and explore the relationship between these plans and short-term repayment outcomes. While IDR has many benefits, our analysis suggests there may also be negative consequences to increased participation in these plans.
Descriptors: Loan Repayment, Student Loan Programs, Enrollment, Loan Default, Federal Programs, Paying for College, Income Contingent Loans, Income, College Graduates, Bachelors Degrees, Longitudinal Studies
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Publication Type: Journal Articles; Reports - Research
Education Level: Higher Education
Authoring Institution: N/A
Identifiers - Assessments and Surveys: Baccalaureate and Beyond Longitudinal Study (NCES)
Grant or Contract Numbers: N/A