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ERIC Number: EJ1104367
Record Type: Journal
Publication Date: 2007
Pages: 13
Abstractor: As Provided
ISSN: ISSN-1052-3073
Teen Financial Knowledge, Self-Efficacy, and Behavior: A Gendered View
Danes, Sharon M.; Haberman, Heather R.
Journal of Financial Counseling and Planning, v18 n2 p48-60 2007
A social constructionist perspective was taken in the current investigation of 5,329 male and female high school students. Gender differences were investigated in financial knowledge, self-efficacy, and behavior after studying a financial planning curriculum. Females gained more knowledge on credit, auto insurance, and investments, although males had more knowledge entering the course. Females believed that managing money affected their future more than males, but males felt more confident making money decisions. After studying the curriculum content, males reported achieving financial goals more than females, whereas females reported using budgets, comparing prices, and discussing money with family more than males. In sum, male teens reinforced their existing knowledge, whereas female teens learned significantly more about finances in areas in which they were unfamiliar with prior to the curriculum.
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Publication Type: Journal Articles; Reports - Research
Education Level: High Schools; Secondary Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Grant or Contract Numbers: N/A