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ERIC Number: EJ1058354
Record Type: Journal
Publication Date: 2015
Pages: 23
Abstractor: As Provided
Reference Count: N/A
ISSN: ISSN-1557-3060
Messengers of Bad News or Bad Apples? Student Debt and College Accountability
Darolia, Rajeev
Education Finance and Policy, v10 n2 p277-299 Spr 2015
Student loan debt and defaults have been steadily rising, igniting public worry about the associated public and private risks. This has led to controversial regulatory attempts to curb defaults by holding colleges, particularly those in the for-profit sector, increasingly accountable for the student loan repayment behavior of their students. Such efforts endeavor to protect taxpayers against the misuse of public money used to encourage college enrollment and to safeguard students against potentially risky human capital investments. Recent policy proposals penalize colleges for students' poor repayment performance, raising questions about institutions' power to influence this behavior. Many of the schools at risk of not meeting student loan default measures also disproportionately enroll low-income, nontraditional, and financially independent students. Policy makers therefore face the challenge of promoting the efficient use of public funds and protecting students while also encouraging access to higher education.
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Publication Type: Journal Articles; Reports - Descriptive
Education Level: Higher Education; Postsecondary Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A