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ERIC Number: EJ1043229
Record Type: Journal
Publication Date: 2013
Abstractor: As Provided
Reference Count: 55
Learning Context When Studying Financial Planning in High Schools: Nesting of Student, Teacher, and Classroom Characteristics
Danes, Sharon M.; Rodriguez, Michael C.; Brewton, Katherine E.
Journal of Financial Counseling and Planning, v24 n2 p20-36 2013
Grounded in social construction theory, the current study investigates the learning context when studying financial planning in high school by analyzing the nesting of student, teacher and classroom characteristics. Key findings were that three student characteristics (initial financial knowledge, gender, senior grade level), one teacher variable (use of all curriculum assessments), and two classroom variables (proportion of junior students and students who spent more money per week) were significant predictors of students' financial knowledge gain. Significant predictors of students' behavior gain were one student characteristic (senior grade level), two student access to money variables (employment status, spending per week), and three classroom variables (mean initial financial behavior, proportion of students working part-time, proportion of rural students). Findings indicated that subject matter content alone was not sufficient to create behavior change; learning context must be considered.
Descriptors: Money Management, Consumer Education, Knowledge Level, High School Students, Student Characteristics, Teacher Characteristics, Gender Differences, Ethnicity, Geographic Location, Instructional Program Divisions, Financial Support, Employment Level, Debt (Financial), Competency Based Education, Predictor Variables, Student Behavior, Pretests Posttests, Factor Analysis, Hierarchical Linear Modeling, Social Theories, Constructivism (Learning), Context Effect, Surveys
Association for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: http://afcpe.org
Publication Type: Journal Articles; Reports - Research
Education Level: High Schools; Secondary Education
Authoring Institution: N/A