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ERIC Number: ED563898
Record Type: Non-Journal
Publication Date: 2013
Pages: 193
Abstractor: As Provided
Reference Count: N/A
ISBN: 978-1-3035-9698-8
State-Level Mandates for Financial Literacy Education, JA Finance Park, and the Impact on Eighth-Grade Students in Colorado
Mitchell, Sherri L.
ProQuest LLC, Ph.D. Dissertation, Walden University
In 2008, the Colorado General Assembly passed legislation requiring the adoption of personal financial literacy (PFL) education standards for kindergarten through 12th-grade students. Beginning in 2014, the state plans to conduct standardized testing to determine financial literacy of 3rd- through 12th-grade students. The state did not allocate funds to school districts to comply with the new education mandates. The nonprofit organization Junior Achievement (JA) created JA Finance Park to foster student financial literacy at no cost to school districts. The purpose of this qualitative case study was to describe the perceptions of policymakers, educators, and 8th-grade students regarding the state-level mandates for PFL and impact of JA Finance Park. The research questions focused on the intent of the new mandates, perceptions about JA Finance Park, and the extent to which the participants believed the program fulfilled the requirements and intent of the educational mandates. Constructivist learning theory served as the theoretical foundation to determine whether JA Finance Park changed students' views regarding their future financial responsibilities. Purposeful sampling identified 17 students, 5 educators, and 2 policymakers who participated in the study. Students completed a self-efficacy survey and all participants responded to open-ended questions to capture their personal experiences. Emerging themes were identified and coded among the written responses. Policymakers and educators indicated that the program helped meet the state-level mandates for financial education, was well organized, and engaged students. The implications for social change include informing educators and policymakers of the value of the JA Finance Park program, and of the importance of financial literacy skills for students to increase their self-confidence and motivation to graduate from high school. [The dissertation citations contained here are published with the permission of ProQuest LLC. Further reproduction is prohibited without permission. Copies of dissertations may be obtained by Telephone (800) 1-800-521-0600. Web page:]
ProQuest LLC. 789 East Eisenhower Parkway, P.O. Box 1346, Ann Arbor, MI 48106. Tel: 800-521-0600; Web site:
Publication Type: Dissertations/Theses - Doctoral Dissertations
Education Level: Elementary Secondary Education; Grade 8; Junior High Schools; Middle Schools; Elementary Education; Secondary Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers - Location: Colorado