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ERIC Number: ED560047
Record Type: Non-Journal
Publication Date: 2014
Pages: 44
Abstractor: As Provided
Should All Student Loan Payments Be Income-Driven? Trade-Offs and Challenges. White Paper
Asher, Lauren; Cheng, Diane; Thompson, Jessica
Institute for College Access & Success
This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families. The Institute for College Access & Success (TICAS) also examines the relevance and evolution of mandatory IDR ["income-driven repayment"] systems in Australia and the United Kingdom, and the paper includes specific recommendations to streamline and improve student loan repayment options in the United States. Two appendices are included: (1) Citation List of Figure 2: "Key Comparisons of IDR Systems and Context: U.S., U.K., and Australia"; and (2) Borrower Example Details.
Institute for College Access & Success. 405 14th Street 11th Floor, Oakland, CA 94612. Tel: 5110-559-9509; Fax: 510-845-4112; e-mail:; Web site:
Publication Type: Reports - Evaluative
Education Level: Higher Education; Postsecondary Education
Audience: N/A
Language: English
Sponsor: Lumina Foundation
Authoring Institution: Institute for College Access & Success
Identifiers - Location: Australia; United Kingdom; United States