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ERIC Number: ED536890
Record Type: Non-Journal
Publication Date: 2009-May
Pages: 116
Abstractor: ERIC
Reference Count: 42
IDA-PAYS: Examining the Potential of Education IDAs. A Report on the IDA-PAYS (Postsecondary Access for Your Success) Research Project
Kezar, Adrianna
Center for Higher Education Policy Analysis, University of Southern California
The overarching goal for this project was to examine the potential for increasing IDA use for educational purposes and to explore higher education's involvement with IDAs, as well as the potential for greater participation. The three main objectives for the project were to: (1) describe and understand current education IDA initiatives, particularly those with postsecondary involvement and partnerships; (2) examine the potential of IDAs for increasing access to education for low-income students; and (3) explore challenges to and facilitators of growth and expansion of education IDAs and involvement of the postsecondary sector. The study concludes that education IDAs have limited, but important, potential to help low-income students in the following ways: (1) Reaching key populations often outside the reach of financial aid; (2) Creating access to higher education; (3) Increasing retention; (4) Providing financial education to break the cycle of poverty; (5) Decreasing the debt burden and default rates; and (6) Increasing funding for low-income students by leveraging existing scholarships. Recommendations for policymakers and institutional leaders are provided in order to realize the potential of education IDAs. (Contains 8 footnotes.) [This report was written with assistance from Hannah Yang and Jaime Lester.]
Center for Higher Education Policy Analysis (CHEPA). University of Southern California, Rossier School of Education, 3470 Trousdale Parkway, Waite Phillips Hall 701, Los Angeles, CA 90089-4037. Tel: 213-740-7218; Fax: 213-740-3889; e-mail:; Web site:
Publication Type: Reports - Research
Education Level: Higher Education; Postsecondary Education
Audience: N/A
Language: English
Sponsor: Lumina Foundation for Education
Authoring Institution: University of Southern California, Los Angeles. Center for Higher Education Policy Analysis.