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ERIC Number: ED525094
Record Type: Non-Journal
Publication Date: 2010-Sep-22
Pages: 44
Abstractor: ERIC
Reference Count: N/A
ISBN: ISBN-978-1-9266-1246-1
Tallying the Costs of Post-Secondary Education: The Challenge of Managing Student Debt and Loan Repayment in Canada. Challenges in Canadian Post-Secondary Education
Canadian Council on Learning
As the global marketplace becomes increasingly competitive and knowledge-driven the potential social and economic benefits of education have increased. As a result, the past few decades have witnessed an unprecedented expansion in the demand for post-secondary education (PSE) worldwide. The Canadian Council on Learning monograph series, "Challenges in Canadian Post-secondary Education," was launched in November 2009 as a means of examining the impact of this expansion on the PSE sector. The first two monographs explored issues of quality and typology. This third monograph in the series examines various policy approaches to student loan repayment in government student financial-aid programs, specifically the Canada Student Loans Program (CSLP). The aim of this discussion is to highlight the CSLP's complexity as a vehicle for promoting equitable access to PSE, particularly for students from lower-income families. This monograph, therefore, brings to light various methods through which student loan repayment may be managed, and evaluates current program approaches. This monograph is organized into five parts. The first part provides background information regarding student financial assistance and the various ways through which it is offered in Canada. Part II reviews issues of student debt loads and repayment in Canada, drawing from research studies and anecdotal accounts. Part III offers a broad overview of various types of repayment systems, supplemented by international examples. Part IV provides an in-depth look at repayment in the context of the CSLP, including recent changes and provincial variations. The concluding section provides a critical review of the issues discussed, and recommends further steps that may be taken to ensure manageable student-debt repayment in Canada. A bibliography is included. (Contains 126 endnotes.) [For related reports, see "Navigating Post-Secondary Education in Canada: The Challenge of a Changing Landscape. Challenges in Canadian Post-Secondary Education" (ED525096); and "Up to Par: The Challenge of Demonstrating Quality in Canadian Post-Secondary Education. Challenges in Canadian Post-Secondary Education" (ED525092).]
Canadian Council on Learning. c/o University of Ottawa, 50 Laurier East Suite 108, Ottawa, ON K1N 1H7, Canada. Tel: 613-569-7600; Fax: 613-569-6129; e-mail:; Web site:
Publication Type: Reports - Descriptive
Education Level: Higher Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: Canadian Council on Learning
Identifiers - Location: Canada