ERIC Number: ED468976
Record Type: RIE
Publication Date: 2002
Borrowing Basics. FDIC Money Smart Financial Education Curriculum = Conceptos Basicos sobre Prestamos. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas.
Federal Deposit Insurance Corp., Washington, DC.
This module, an introduction to credit, is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to decide when and how to use credit. Topics are what credit is, why it is important, types of loans, cost of credit, and when applying for credit. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of frequently asked questions; checklist for credit decisions; tips before applying for credit, tips to manage credit; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB)
Descriptors: Adult Education, Banking, Basic Business Education, Behavioral Objectives, Consumer Education, Credit (Finance), Curriculum Guides, Eligibility, Financial Services, Instructional Materials, Interest (Finance), Learning Activities, Learning Modules, Money Management, Spanish, Teaching Guides
Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. Fax: 202-416-2111; Web site: http://www.fdic.gov/consumers/consumer/moneysmart/.
Publication Type: Guides - Classroom - Learner; Guides - Classroom - Teacher; Multilingual/Bilingual Materials
Education Level: N/A
Audience: Students; Practitioners; Teachers
Authoring Institution: Federal Deposit Insurance Corp., Washington, DC.
Note: CD-ROM version not available from ERIC. For other Money Smart modules, see CE 083 857 and CE 859-866.