This pamphlet describes the Hope and Lifetime Learning Education Tax Credits program for students in college or vocational school. It briefly explains what a tax credit is; who is eligible to claim the credit; the difference between Hope credits and other education tax credits; what costs qualify for the credit; what the inflation-adjusted credit is worth; what the lifetime learning credit is worth; the income limit; the number of students in a family for whom the credit may be claimed; and how to claim the credit. A final "Points to Remember" section provides a quick review of the information. (CH)