This guidebook raises important issues for older workers to think about in planning for retirement. Sections of the book explore such areas as the following: changing roles and relationships; health and fitness; meaningful use of time, with a sampler of activities from which one may choose; working options, including a brief description of a self-directed job search; housing and lifestyle, with suggestions for defining one's ideal retirement lifestyle and for evaluating current housing and location and potential housing and locations needs based on lifestyle decisions; financial security, including a discussion of sources of retirement income and the expense side of retirement; and legal affairs and estate planning. It helps the reader to analyze retirement income and expenses and explore ways to enhance income now and enjoy a secure and rewarding retirement later. (YLB)