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ERIC Number: ED389241
Record Type: Non-Journal
Publication Date: 1995-Nov
Pages: 138
Abstractor: N/A
Reference Count: N/A
ISBN: ISBN-0-16-048427-8
Student Financing of Graduate and First-Professional Education, 1992-93 with an Essay on Student Borrowing. National Postsecondary Student Aid Study: 1992-93. Statistical Analysis Report.
Choy, Susan P.; And Others
This study uses data from the 1992-93 National Postsecondary Student Aid Study to describe the financing of graduate and first-professional education. It begins with an essay on student borrowing that briefly profiles graduate and first-professional students and then examines the role of borrowing in financing graduate and first-professional education. The essay concludes that there are notable differences among degree programs and attendance patterns in the proportion of students who borrow and in the average amounts borrowed which reflect the length of programs, tuition and fees, and the varying amounts of grants and other aid received. Master's degree students were the least dependent on loans: about 10 percent of these borrowed in 1992-93. Forty percent of doctoral students had borrowed for an average cumulative debt of $19,300. First professional students, who pay the highest tuition, on average, and who are primarily full time, full year (77 percent), were the most dependent on loans. Of these 65 percent had borrowed an average of $38,900 by the time they graduated. The compendium of tables that follows the essay provides detailed data on student characteristics, types of financial aid awarded, sources of aid, and financing through family support and work. Each section of the compendium is prefaced by highlights summarizing the major findings related to the section's topic. Appendixes contain a glossary and technical notes and methodology information. (JB)
U.S. Government Printing Office, Superintendent of Documents, Mail Stop: SSOP, Washington, DC 20402-9328.
Publication Type: Numerical/Quantitative Data; Reports - Evaluative
Education Level: N/A
Audience: N/A
Language: English
Sponsor: National Center for Education Statistics (ED), Washington, DC.
Authoring Institution: MPR Associates, Berkeley, CA.