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ERIC Number: ED374851
Record Type: RIE
Publication Date: 1991-Aug
Pages: 26
Abstractor: N/A
Reference Count: N/A
ISBN: N/A
ISSN: N/A
Student Indebtedness in Selected Community and Senior Colleges.
Hetzner, Donald R.
A study was conducted in October 1987 to evaluate student indebtedness at four matched pairs of community and senior colleges in Florida, California, Nebraska, and New York. Questionnaires and return envelopes were sent to 5,149 students registered in credit-course at the eight institutions, resulting in 616 usable responses, including 297 from the community and 319 from the senior colleges. Results of the study included the following: (1) respondents were essentially from the lower-middle and middle-middle socio-economic levels; (2) over 23% of the community college respondents (CCR's) and 32.6% of senior college respondents (SCR's) reported borrowing money to attend college; (3) 53.6% of CCR's and 61.5% of SCR's who borrowed money used loan money to meet tuition expenses; (4) in most instances, borrowing took place in the $1,000-$6,000 range; (5) for the entire sample of CCR's, only 17.8% reported owing from less than $1,000 to $4,999, while only 0.6% reported owing over $5,000; (6) of the entire sample of SCR's, 22.6% of students owed less than $5,000, 6% owed between $5,000 and $9,999, and 2.2% owed over $10,000; (7) the most apparent differences in expected future indebtedness between CCR's and SCR's was in the $27,000-$80,999 range, where there were four SCR's and one CCR; (8) only 9.4% of CCR's and 8.2% of SCR's reported that they were not responsible for any of their college costs, while 48.1% of CCR's and 44.8% of SCR's reported that they were responsible for all of their college costs; and (9) 73.7% of CCR's and 72.1% of SCR's reported that their total college expenses were under $5,000 per year. Contains extensive data tables. (MAB)
Publication Type: Reports - Research
Education Level: N/A
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A