ERIC Number: ED364714
Record Type: RIE
Publication Date: 1989-Mar
Coming to Grips with Your Finances. Home Study Course. Misc. Series No. 112.
Lawroski, Mary Ann; Shinn, Marilyn C.
This set of lessons is designed as a home study course to help individuals come to terms with their finances. Lesson 1 explains the following steps in developing a financial action plan: determining priorities, setting financial goals, analyzing cash flow, planning spending, developing spending guidelines, making written spending plans, planning for savings, and reviewing spending. Discussed in Lesson 2 are the following aspects of recordkeeping: benefits of recordkeeping, important property and financial records and papers to keep on file, development and organization of personal recordkeeping and home filing systems, and yearly overhauls of recordkeeping systems. Lesson 3 addresses the following issues related to using credit wisely: decisions regarding use and amounts of credit, danger signals, costs of credit, guidelines for shopping for credit, different types of credit, credit records, credit rights, credit responsibilities, and women and credit. Examined in Lesson 4 are various considerations involved in purchasing insurance (identifying financial risk, minimizing risk, accepting or sharing risk, and transferring risk) and the features of different types of insurance (health, disability, life, car, and property and casualty). Each lesson includes suggested activities and worksheet(s). (MN)
Publication Type: Guides - Classroom - Learner
Education Level: N/A
Authoring Institution: Idaho Univ., Moscow. Cooperative Extension Service.