This teaching guide is part of a series of materials developed, with input from adult learners, to aid adult literacy teachers in incorporating health education into the curriculum. This guide aims to help teachers to provide adult students with information about health insurance, available privately and from government programs. The guide provides the goals and objectives of the course and background information on types of health insurance, choosing health coverage, and policyholder rights and responsibilities. The guide includes sample lessons, handouts, answer keys, and a glossary of key terms. Three appendixes provide the following: a directory of New York State Health Maintenance Organizations (HMOs), a description of Child Health Plus in New York State, and a list of nine resources. (KC)