ERIC Number: ED355695
Record Type: RIE
Publication Date: 1993-Mar-4
Sharing the Risk and Ensuring Independence: A Disability Perspective on Access to Health Insurance and Health-Related Services. A Report to the President and the Congress of the United States.
National Council on Disability, Washington, DC.
This study was designed to identify major issues of access to health insurance and health-related services for persons with disabilities and to develop recommendations that reflect a disability perspective on how these issues can be addressed. Findings and recommendations of the study are based on a review of the literature and testimony from over 75 individuals who participated in 3 public forums. The following findings indicated that: (1) persons with disabilities face major hurdles in obtaining adequate private health insurance; (2) the employment-based private insurance system adversely affects access to private health insurance, particularly for individuals with disabilities who are self-employed or employed by small firms; (3) limitations in the range of services covered under public programs may require that an individual be institutionalized to receive needed services; (4) people with disabilities often forego employment opportunities in order to maintain public health insurance; and (5) the range of services covered by insurance often restricts coverage of services important for persons with disabilities to achieve independence. Recommendations for Congressional action to expand availability and affordability of health insurance are provided. (PB)
Publication Type: Reports - Research
Education Level: N/A
Authoring Institution: National Council on Disability, Washington, DC.