ERIC Number: ED354793
Record Type: Non-Journal
Publication Date: 1991-Sep
Reference Count: N/A
What Pennsylvania Health Care Students Would Want for Participating in Loan Forgiveness Programs.
Redd, Kenneth E.
The results of a survey of students majoring in health care fields regarding a proposed program in which educational loans would be forgiven in exchange for serving medically underserved Pennsylvanians are discussed in this report. The survey sought to discover whether students would be interested in participating in a "loan forgiveness" program and how much of their loan they would want repaid for participation. A stratified sample of 7,638 students who received Stafford or Health Education Assistance loans in academic year 1990-91 was surveyed; of this number a total of 2,965 usable surveys were returned for a response rate of 38.8 percent. Results indicated that 74 percent of the sample would be willing to serve for at least 1 year in return for loan forgiveness. African American respondents were significantly more likely than others (91 percent versus 72 percent), to be willing to serve. Respondents' willingness to serve was related to the types of medical facilities where they most wanted to work, types of patients they most wanted to help, and their current and expected total student loan indebtedness. Respondents who currently owed or expected to owe $10,000 to $14,000 were more likely to be willing to serve than those who owed $35,000 or more. In addition, respondents who expected relatively low initial salaries wanted a greater proportion of their loans forgiven. Appendixes contain the survey and cover letter, and 14 tables of data. (JB)
Publication Type: Reports - Research; Tests/Questionnaires
Education Level: N/A
Authoring Institution: Pennsylvania Higher Education Assistance Agency, Harrisburg.
Identifiers - Location: Pennsylvania