ERIC Number: ED345037
Record Type: RIE
Publication Date: 1991
How To Be...Credit Smart. "Straight Talk" Series.
American Financial Services Association, Washington, DC. Consumer Credit Education Foundation.; Agricultural Research Service (USDA), Washington, DC.
Designed for first-time borrowers, this pamphlet describes the basics of credit as a part of personal financial planning. Following a self-quiz (with answers) that tests the reader's knowledge of credit, the pamphlet provides guidelines for responsible credit use and outlines steps to take if debt problems occur. Topics covered include the following: credit for the first-time borrower, how much credit can one afford, shopping for a loan, shopping for a credit card, credit bureaus and credit reports, monitoring credit card use, warning signs of debt problems, and do's and don'ts of handling a financial crisis. (KC)
Descriptors: Adult Education, Consumer Education, Consumer Protection, Credit Cards, Credit (Finance), Guidelines, Money Management
Consumer Information Center-X, P.O. Box 100, Pueblo, CO 81002 ($.50).
Publication Type: Guides - Classroom - Learner
Education Level: N/A
Authoring Institution: American Financial Services Association, Washington, DC. Consumer Credit Education Foundation.; Agricultural Research Service (USDA), Washington, DC.