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ERIC Number: ED308607
Record Type: Non-Journal
Publication Date: 1989-May
Pages: 11
Abstractor: N/A
Reference Count: N/A
ISBN: N/A
ISSN: N/A
A Look at Self-Insurance through Pooling and Capital Market Funding.
Earl, Julia C.
One alternative to the insurance crisis faced by school districts is self-insurance, either through pooling or capital market funding. After a brief discussion of the insurance issue, research and literature dealing specifically with self-insurance through pooling and capital market funding are described. Finally, an assesment is made of the various alternatives, and several considerations are presented. In the ideal situation, self-insurance is established on an individual basis through market funding. Pools are a viable alternative if the pools are set up and managed carefully. The best funding method for self-insurance programs, whether independent or pools, is to capitalize the program through a bond issue. The one threat in the capital market approach is the catastrophic claim that might occur. It is recommended that self-insurance progams be carefully researched, designed, and managed. (14 references) (SI)
Publication Type: Information Analyses; Guides - Non-Classroom
Education Level: N/A
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A