ERIC Number: ED301781
Record Type: RIE
Publication Date: 1988-Feb
Reference Count: N/A
AIDS and Health Insurance: An OTA Survey. AIDS-Related Issues Staff Paper 2.
The United States Office of Technology Assessment (OTA) conducted a study designed to provide a view of human immunodeficiency virus (HIV) testing in the context of other routine tests required by health insurers. The study was undertaken to collect basic information on underwriting practices and the use of medical screening by health insurers and to document how health underwriters are responding to the acquired immune deficiency syndrome (AIDS) epidemic. Sixty-two commercial health insurers, 15 Blue Cross/Blue Shield plans, and 39 health maintenance organizations were asked about their underwriting practices for individual applicants for health insurance, and on the impact of AIDS on their claims costs. This document presents findings from the OTA survey, discussing results for commercial health insurers, Blue Cross/Blue Shield plans, and HMOs in the areas of medical and other factors in risk classification; sources of medical information; AIDS policies and experience; and the top 10 most costly conditions in which AIDS is compared to other major illnesses. The survey questionnaire is appended. A list of abbreviations, a glossary of terms, references, and 31 data tables are included. (NB)
Publication Type: Legal/Legislative/Regulatory Materials; Reports - Research
Education Level: N/A
Authoring Institution: Congress of the U.S., Washington, DC. Office of Technology Assessment.