This document contains witnesses' testimonies and prepared statements from the Congressional hearing held in Chattanooga, Tennessee to gain that state's perspective on catastrophic health insurance. Opening statements are included from Representatives Marilyn Lloyd and Claude Pepper. Two panels of witnesses provide testimony. The first panel, consisting of victims of catastrophic illness, includes Nancy Broyles, wife of an Alzheimer's Disease victim; Bobbie Wadel, a nurse representing Mary Liddell, breast cancer patient; and Ola Pope, wife of a stroke victim. These witnesses describe their personal experiences with catastrophic illnesses and the need for catastrophic health insurance. The second panel, caregivers, includes: (1) Doke Cage, administrator, Hamilton County Nursing Home; (2) Bob Loflin, senior vice president, Tennessee Hospital Association; (3) Peggy Meier, director, Anderson County Office of Aging; (4) Rebecca Worley, registered nurse, Superior Home Health Care, Inc.; and (5) Betty Leake, exdirector, Home Visiting Nursing Services of Knoxville, Tennessee. Additional material submitted for the record is appended. (NB)