This instructional guide adds two new sections to the original guide published in May 1982. The guide was designed to assist educators in teaching the topics of consumer credit and consumer credit protection to secondary and postsecondary students in various economics and business courses, as well as in adult and community education courses. The new sections can be used on their own or in combination with the other four sections comprising the original instructional unit. The first of the two sections focuses on the Truth in Lending Act, addressing the following topics: credit options, the provisions of the law, credit advertising, credit shopping, using open-end credit accounts, and economics of the Truth in Lending Act. The second section deals with the Fair Credit Billing Act, covering the following topics: assessing the correctness of a monthly credit statement, provisions of the law, correcting billing errors, credit card transactions, and special credit card/debit card rules. Each section includes directions for use, an introduction, a list of key concepts and definitions of terms, an answer key, and information sheets which may serve as masters for overhead transparencies or instructional materials for students. Pretests are also included to help instructors assess student knowledge and select appropriate sections and topics. Introductory material pertinent to the entire instructional guide and replacement pages for the first four sections are provided. (EJV)