Information is presented on 1981-1982 costs and financial aid for full-time undergraduates in New York. Income data are reported for 2,902 students, along with information about an aid recipient's dependency status and income. Sector comparisons among financially dependent/independent undergraduates are shown. Among financially dependent recipients in each sector, a further delineation by family income category is used. Three-tenths of the full-time undergraduate aid recipients attending New York State institutions were financially independent. For financially dependent students, the percentage of total costs covered by aid remained relatively constant across all sectors. However, the amount of total aid received by dependent students within each sector varied considerably by income. The types and amounts of aid received by students varied significantly according to financial strength. Information is provided on the income distributions of recipients in various programs; the amounts of aid received from these programs; and the mix of grants, loans, and other forms of aid. The questions of whether aid was sufficient to meet financial need for the New York State students, and whether access and choice were available to minorities and women are examined. Study questionnaires are appended. (SW)