ERIC Number: ED026819
Record Type: RIE
Publication Date: 1967-Jun
Reference Count: 0
A Survey of Report of Risk Management for Clay County, Florida.
Florida State Dept. of Education, Tallahassee.
Risk management encompasses far more than an insurance program alone. The basic elements consist of--(1) elimination or reduction of exposure to loss, (2) protection from exposure to loss, (3) assumption of risk loss, and (4) transfer of risk to a professional carrier. This survey serves as a means of evaluating the methods of application of these four basic factors and in particular as they apply to the Clay County situation. The degree of expectancy of loss depends upon many factors. Some risks can be assumed by the owner but others are of such magnitude that insurance must be carried. These include school buildings, boilers, and machinery. Information relative to safety of particular buildings is included along with a comprehensive analysis of the County Board's existing insurance program. The survey also includes a number of recommendations for organization of a risk program, and for various types of insurance policies. An appendix contains an insurance guide for school boards as well as list of policies for the establishment and maintenance for a risk management program. (NI)
Publication Type: N/A
Education Level: N/A
Authoring Institution: Florida State Dept. of Education, Tallahassee.