California needs 2.3 million more people with postsecondary credentials by 2025, but that goal cannot be achieved at current college completion rates. Overall, only 32 percent of California college students complete credentials on time. Low-income students are much less likely than higher income students to enroll in or complete college, and these…

To ensure that students have access to the full range of financial aid they may need to succeed, colleges must be able to confidently and responsibly offer federal student loans. The Institute for College Access & Success (TICAS) and the California Community Colleges Student Financial Aid Administrators' Association (CCCSFAAA) support colleges in…

By providing early, individualized estimates of college costs and financial aid, net price calculators can help prospective college students and their families look past often scary "sticker prices" and start figuring out which colleges they might be able to afford. These online tools, currently available on almost all college websites, can help…

For students and their families, deciding whether and where to go to college is one of the most important financial decisions they will ever make. However, unlike buying a computer, house, or car, most prospective students do not know how much it will cost them to attend a particular school until many of their choices about college have already…

This report sheds light on what happens to federal financial aid applicants after they submit the Free Application for Federal Student Aid (FAFSA). Using 2007-08 financial aid data from 13 California community colleges, the Institute found that one in three likely Pell-eligible applicants did not receive a Pell Grant. Also, while few students'…

This paper is the fifth annual report on the cumulative student loan debt of recent graduates from public and private nonprofit colleges. This analysis of the latest available data found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. This report…

While California community college (CCC) system fees are much lower than tuition at community colleges in other states or other colleges in California, the total cost of attending a CCC--which includes books, housing, transportation, and food--is higher than most people realize. The illusion of low cost may lead CCC students to forgo valuable…

Community colleges are usually considered a low-cost college option, but the sticker price is only part of the real story--students often struggle to cover a range of related costs and living expenses. Financial aid can be a big help, but many community college students have a harder time paying for college than their peers at four-year schools.…

This report examines why former foster youth in California are not receiving the aid they are likely eligible for, from inadequate or poorly targeted information about college costs and financial aid to structural obstacles within the aid process and programs. While many of this report's findings and recommendations are specific to foster youth,…

Many public and private colleges give out substantial amounts of financial aid in excess of students' demonstrated financial need to attract the most talented students in a competitive marketplace. These colleges see merit aid as an investment in institutional quality. Since top students are in high demand, colleges may have to bid against each…

In a time of ever-rising college costs, financial aid is critical to increase college access and success. Federal, state, and institutional aid programs help to ensure that students can afford higher education regardless of economic background. Financial aid is most effective when students and families learn about it early enough to make the right…

There is widespread agreement that the complexity of the current Free Application for Federal Student Aid (FAFSA) is a barrier to college access and success. One indication is the large and growing number of lower income college students who do not apply for aid, even though they are likely eligible for a Pell grant: an estimated 1.5 million in…

Financial aid can encourage students to enroll in college and increase their odds of academic success. While the California community colleges (CCCs) have very low fees, which are waived for most low-income students, the additional expenses of books, supplies, transportation, housing, food and childcare can create significant financial barriers to…