The overarching goal for this project was to examine the potential for increasing IDA use for educational purposes and to explore higher education's involvement with IDAs, as well as the potential for greater participation. The three main objectives for the project were to: (1) describe and understand current education IDA initiatives,…

Study after study demonstrates that low-income students are severely underrepresented in higher education. In fact, the attendance rate of low-income students appears to be declining rather than growing. Individual Development Accounts or IDAs used for postsecondary education can help address the problem. With an IDA, youth can afford to enroll in…

This document provides resources to both begin and carry out the application process for an IDA grant. The authors offer some key advice to consider when applying for an IDA when in the education sector. They close with some challenges and ways to overcome them. The authors gained much of this information from an education organization's…

Individual Development Accounts (IDAs), originally chartered under the federal Assets for Independence (AFI) Act in 1998, may provide an opportunity for increasing access to postsecondary education for low-income youth and adults by providing funds through a mix of their own savings and federal and private funds. However, many IDA savers and IDA…

During their three-year research project, the authors found that most practitioners, researchers, and policymakers in the education field were not familiar with Individual Development Accounts (IDAs) or the existing research on IDAs. Therefore, in this paper the authors compiled a list of some of the references that they found useful and that they…

In this document the authors provide practitioners offering education Independent Development Accounts (IDAs) with information about whom to partner with in a postsecondary institution. The authors gained this information through interviews, focus groups, and case studies with higher education and IDA practitioners. College campuses can sometimes…

The education community offers a plethora of resources from which IDA practitioners can draw as they support their clients in asset-specific training. This paper presents an annotated list of internet resources on preparing for college. Most of these resources are for youth aspiring to go to college. The websites are broken down according to the…

In their paper entitled "Why should postsecondary institutions consider partnering to offer (Individual Development Accounts (IDAs)?" the authors reviewed frequently asked questions they encountered from higher education professionals about IDAs, but as their research continued so did the questions. FAQ II has more in-depth questions and answers…

Through their conversations with IDA practitioners across the country, the authors have identified 14 strategies for successfully partnering with postsecondary institutions. These are: (1) Identify the right savers; (2) Match education to the needs of the region or state; (3) Invite educational partners to join your advisory board; (4) Identify…

In this paper, the authors reviewed frequently asked questions they encountered from higher education professionals about IDAs. Here, they provide answers to the following questions: (1) What is an IDA?; (2) Who funds an IDA?; (3) Are IDAs just about money?; (4) Why haven't I heard of an IDA?; (5) There are scholarships to cover low-income student…

Education plays a critical role in how adolescents mature into adults. A vulnerable, and often forgotten, sub-population of the poor is homeless youth, for whom lack of a stable or adequate residence creates a unique set of educational barriers. The Center for Higher Education Policy Analysis (CHEPA) spent 18 months documenting the experiences of…

The goal of college preparation programs is to help students, particularly underrepresented students of color, to enroll and succeed in college. While many programs focus on strengthening students' math and reading skills, familiarizing them with college entrance exams, and demystifying the college admissions process, there are few guidelines for…

Research suggests that low-income high school students may opt out of preparing for college, because they believe a postsecondary education is more than they or their parents can afford. At the same time, federal agencies and some state agencies have indicated that every year available student aid goes unused. In response to these misconceptions…

For the past ten years, researchers at the Center for Higher Education Policy Analysis (CHEPA) have spoken with students, teachers, counselors, administrators and family members about what is most helpful in preparing students for college. The majority of CHEPA's research has been conducted at urban, low-income schools serving high proportions of…

Financial aid-related information and services are provided to students and families in a variety of ways. The timing of when information is shared with these groups also varies. Financial aid information is typically provided through events sponsored by high schools, colleges and universities, and multiple community and government-sponsored…