Students are taking on more college debt in this struggling economy, often without the knowledge to make wise choices. To help students better manage their debt, some college campuses and high schools are ramping up their financial-literacy efforts, where experts say such education should begin. But a squeeze on K-12 resources has hampered the expansion of programs even as the need for them has risen. Still, many students are eager for advice on how to handle their looming college debt, which, if not repaid, can hurt their credit and job prospects and follow them for life. President Barack Obama announced help for student borrowers by accelerating income-based repayment plans to begin next year--rather than in 2014 as scheduled--and pushing an initiative by the newly formed Consumer Finance Protection Bureau to provide clearer information about college costs.