According to the annual industry report in "Training" magazine, money spent on employee training dropped approximately six percent--the first time that training expenditures have dropped since the mid 1990's. At the same time, web-based training increased from 48% of all computer-based training to 61% in just one year (2002-2003). The most "bang for the buck" in the business sector is in one area of rapid growth?elearning. (Galvin, 2003).