The National Education Association (NEA) Retirement and Benefits Forum is an annual event where leaders, lobbyists, researchers, and trustees of retirement and health and welfare plans meet to learn about and discuss current and future retirement and benefits issues. This report of the 1990 forum contains 10 selected papers and a welcoming speech by Robert F. Chase, vice president of the NEA, who discussed the importance of retirement and benefits issues. Three sections follow this introduction. The first is entitled "Three Critical Issues" and includes three papers: (1) "Pensions and Benefits in the 1990s: Challenges and Opportunities for Public Education Employees" (Dallas Salisbury); (2) "Funding Issues for Public Retirement and Retiree Health Plans" (Sophie M. Korczyk); and (3) "The New Medicare Physician Reimbursement Schedule" (L. Maynard Oss). The second section covers state health plans and also includes three speeches: (1) "The Hawaii Plan" (Marylin Matsunaga); (2) "The New York Proposal" (Dan Beauchamp); and (3) "The Ohio Proposal" (Dennis Roberge). The last section contains four papers that focus on proposals for a national health plan: (1) "The Physicians Proposal" (Steffie Woolhandler); (2) "Tax Reform Model" (Edmund Haislmaier); (3) "A Genuine National Health Insurance Plan" (William Glaser); and (4) "Health Care Reform: The Buy Right Strategy" (Walter McClure). (LAP)