This guide contains a variety of learning activities designed to increase students' knowledge on the following topics: (1) factors which affect an individual's physical, mental, and social health; (2) the use and control of nature and technological systems; (3) using human resources in meeting life needs and pursuing personal interests; (4) applying decision making skills to the solution of individual and community consumer issues and economic processes and problems; and (5) understanding the implications of effective group membership, including the responsibilities of parenting. Each unit specifies a goal, competency, and instructional techniques, in addition to suggested learning activities. (JD)