Among the 99 conference papers presented are the following: "Whither the Consumer Interest: The Role of Consumer Education and Research in an Era of Public Reinvention" (Colien Hefferan); "The Scientific Foundations of Consumer Advice: Some Comments" (E. Scott Maynes); "Self-Employment: A Viable Economic Alternative for the California Hispanic Population" (Patricia D. Olson, Virginia Solis Zuiker, Catherine P. Montalto); "Determinants of Information Search Behavior: The Case of Saving and Borrowing Decisions" (Yoon G. Jang); "An Analysis of Household Expenditures on Educational Goods and Services" (Sandra J. Huston); "Child Care: Parental Search and Decision-Making" (D. Elizabeth Kiss, Brenda J. Cude); "Hours of Employment and Undergraduate Grades" (Mary E. Pritchard); "Utilizing Focus Group Interviews for Testing Theoretical Framework Viability" (Julie Johnson-Hillery, Jikyeong Kang); "Factors that Contribute to the Wage Gap between Black and White Women" (Tiffanye H. Porter); "A Financial Crisis Clinic Supported by Consumer Affairs Students" (Wendy L. Reiboldt); "A Decade in Perspective 1985-94: A Content Analysis of the Journal of Consumer Affairs'" (Elizabeth M. Dolan, Frances C. Lawrence); "Income Sources and Education Expenditures for Single-Mother Families: Implications for Public Policy" (Yoon G. Jang); "Informal Money Management Education: Perceptions of Teens and Parents" (Cathy Faulcon Bowen); "Project-Based Learning for Consumer Voice and Customer Service" (John Kushman): "Perceived Usefulness of Credit and Insolvency Measures among Financial Planners and Educators" (Sue Alexander Greninger and others); "Consumers and Cyberspace: Inequitable Distribution of Information" (Alice Simon); "Welfare Reform and Self-Sufficiency in Wisconsin: Will It Work?" (Karen F. Folk); "Changes in the Child Support Enforcement Environment during the 1980s: Effect on the Educational Attainment of Young Adults" (Pedro M. Hernandez, Andrea H. Beller); "The Roles of Education and Regulation in Protecting Consumers: A Federal Reserve System Case Study of Uninsured Bank Products" (Jeanne M. Hogarth); "Consumer Information Meets the Information Highway: Old Dog--New Tricks?" (Lydia Shevchuk); "Determinants of Fathers as Primary Child Care Providers in Working Families" (David C. Burchfield); and "Parental Marital History and Child Measured Cognitive Development" (Michele L. Ver Ploeg). (KC)