This guide explains how to make the most of scholarships, financial aid, and savings, and it reveals lesser-known ways to augment these common resources. The guide is especially useful to families with too much income to qualify for need-based aid, and not enough to pay high tuition rates. The chapters are: (1) "The Three Elements of College Affordability"; (2) "Making Trade-Offs"; (3) "Look for the Lowest List Prices" (with 29 listed strategies); (4) "Buy Fewer Terms of Study" (with 12 strategies); (5) "Scholarships, Grants, and Other Financial Aid" (16 strategies); (6) "Utilize Savings and Tax Breaks" (9 strategies); (7) "Find College Money in Other Sources" (13 strategies); (8) "Get More Immediate Value for Your Dollar" (22 strategies); and (9) "Get Better Long-Term Return on Your Investment with Career Development" (11 strategies). Several worksheets for the planning process are attached. (SLD)